The Author's Note

With extensive experience in fintech strategy, I have had the chance to see how technology can reshape the financial industry. My roles on the boards of large financial institutions like Otkritie Broker have given me deep insights into how to navigate a business through the intricacies we see now.

In this volume, I dive into the high-stakes bet on fintech in the Gulf Cooperation Council (GCC). This region is rapidly emerging as a global powerhouse while maintaining its local traditions. Governments and financial institutions in the region are racing to adopt cutting-edge technology to pave the way for sustainable and qualitative GDP growth and to streamline the financial services industry.

Through thorough research, I examine the latest trends, technologies, and regulatory frameworks that are influencing fintech in the GCC. I have analyzed various statistical data and developed my own insights into the current state of fintech across these countries, which serve as a unique intersection of global and local trends. The book includes detailed analyses of the sector and case studies that showcase both the achievements made and the significant potential still to be tapped.

Readers will discover how to spot emerging trends in fintech, identify promising investment opportunities, and navigate the rapidly changing landscape for fintech businesses in the GCC. Additionally, I share insights into how these countries may evolve in the future.

I am confident that this book will compel readers to recognize and seize the opportunities presented by the future of finance. This isn't just another business book. It's your playbook for navigating what's coming next in global finance. The future is being written right now in the GCC, and you need to understand why.

Konstantin Tserazov

Corporate Strategy Advisor